Home Equity Line of Credit

Members choose a Langley Home Equity Line of Credit for a lot of reasons.

Here's a very good one:


(The current rate for members with a credit score of 710 or better and a Loan-To-Value of 90% is 3.25% APR.)
  • Borrow for an important need — like adding a room to the house, paying for college costs, or a new driveway. For any need you have, a Home Equity Line of Credit is a great choice.

  • Consolidate debt, especially from high-rate credit cards. A Langley Home Equity Line of Credit is less expensive than loans made when rates were much higher.

  • Other great reasons to act now include fast turnaround, up to 20 years to use it, and possible tax advantages.

The Langley Advantage

  • Local decisions

  • Locally serviced

  • Great low rates

  • Wide variety of options and terms

  • Langley has been lending in Hampton Roads for 79 years

  • Our team understands the market… we live here, work here, do business here

Need help?

(757) 827-5328

(800) 826-7490

Send us a secure message

*Introductory rate is available on new credit lines of $15,000 or more with a $10,000 minimum advance and Loan-To-Value of up to 90% (if Langley is the lender in a primary or secondary lien position);Loan-To-Value of 80% or less for all others. We'll pick up the closing costs on lines of $15,000 or more with an initial advance of $10,000. Offer applies to new borrowers of Langley 20/20 Home Equity Line of Credit loans with a credit score of 710 or better depending on credit qualifications. The introductory rate of 1.49% APR will be in effect for 12 months from the date of the minimum $10,000 advance. On the first day of the thirteenth month the introductory rate will revert to the contractual rate of either Prime + 0, Prime +1 or Prime +3. The interest rate on the line of credit is variable based on the Prime Rate published in the money rate column of the Wall Street Journal - currently   APR - plus a margin and is subject to change. Property insurance required. Some restrictions may apply. Consult your tax advisor for details. Offer ends May 31, 2015.