Home Equity Line of Credit

Members choose a Langley Home Equity Line of Credit for a lot of reasons. Here's a very good one:


(The current rate for members with a Loan-To-Value of 80% or less, and a credit score of 670 is 6.25% APR)

Most members love it because it's Langley

  • Some borrow for an important need — like adding a room to the house, paying for a new roof, a new driveway. For any need you have, a Home Equity Line of Credit is probably a great choice. Talk to us about it.

  • Some members use their Langley loan to consolidate debt, especially from high-rate credit cards. A Langley Home Equity Line of Credit is probably much less expensive than most loans you're carrying for purchases made a long, long time ago, when rates were much higher.

Other great reasons to act now

  • • Fast turnaround

  • • Up to 20 years to use it

  • • Possible tax advantages

The Langley Advantage

  • Local decisions

  • Locally serviced

  • Great low rates

  • Wide variety of options and terms

  • Langley has been lending in Hampton Roads for 78 years

  • Our team understands the market… we live here, work here, do business here

Need help?

Call one of our mortgage professionals

(757) 827-5328

(800) 826-7490

Send us a secure message

*Introductory rate is available on new loans of $15,000 or more with a minimum $10,000 advance and Loan-To-Value of 80% or less. Rate effective for six months after loan activation. We'll pick up the closing costs on lines of $15,000 or more with an initial advance of $10,000. Offer applies to new and existing borrowers of Langley 20/20 Home Equity Line of Credit loans with a credit score of 710 or better depending on credit qualifications. The interest rate on the line of credit is variable based on the Prime Rate published in the money rate column of the Wall Street Journal - currently   APR - plus a margin and is subject to change. Property insurance required. Some restrictions may apply. Possible tax advantages. Consult your tax advisor for details. Offer ends 3/31/2015.