Transfer your Balance and Get 0% for 12 months!

Twelve Months, No Interest, No Problem!


Stop paying multiple bills and start saving on interest with Langley when you transfer your existing credit card balance from a different financial institution for 0% APR*!

After the 12 month promotion period ends, you can take advantage of low rates starting at 8.50% APR*!


To open a new Langley VISA credit card

Open Online

Frequently Asked Questions

Are there any fees associated with the balance transfer offer?

Yes, there is a modest 3% balance transfer fee, but there is great benefit to the 0% for twelve months!

I want to transfer a balance for my business credit card, can I take advantage of this offer?

Yes, open a new Platinum Business VISA credit card by clicking here.**

*The promotional 0% variable annual percentage rate (APR) applies to balance transfers between 1/15/2020 and 3/31/2020. A balance transfer fee of 3.00% of the amount of each balance transfer applies to transactions posted to your account from 1/15/2020 and 3/31/2020. New purchases, cash advance and balance transfers after 3/31/2020 will be at the regular card rate. Your APR will be determined based on credit worthiness and will range from 8.50% - 18.00% APR. Subject to credit approval. The amount of balances transferred cannot exceed $5,000. Any balance transfers processed after the promotional period will incur finance charges at the card's standard rates of 8.50%-18.00% APR. Payments will be applied to any balance at the lower rate before being applied to balances at the card's standard rate. If your payment exceeds the minimum payment due each billing period, we will apply the excess payment to balances with the highest APR before applying the excess payment to balances with the lower APR. The promotional APR for balances transferred will remain in effect for 12 months after which time any unpaid 0% balance transfers will carry your card's standard rate of 8.50% -18.00% APR. CURewards Points or Cash Back does not apply when transferring balances to Signature Rewards or Signature Cash Back VISA credit cards. Offer excludes the Platinum Essential VISA. Rates as of 1/07/2020.

**The promotional 0% variable annual percentage rate (APR) applies to balance transfers between 01/15/2020 and 03/31/2020. A balance transfer fee of 3.00% of the amount of each balance transfer applies to transactions posted to your account from 01/15/2020 - 03/31/2020. New purchases, cash advance and balance transfers after 03/31/2020 will be at the regular card rate. Your APR will be determined based on credit worthiness and will range from 8.75%-18.00% APR. Subject to credit approval. Any balance transfers processed after the promotional period will incur finance charges at the card's standard rates of 8.75%-18.00% APR. CURewards Points does not apply when transferring balances to Platinum Business VISA credit cards. Rates as of 01/07/2020.