Langley improves members' lives by helping them save, borrow and spend wisely. Once you join through our quick and easy online application, you'll see why so many others in Richmond are joining Langley!
We exist to provide the best service possible to our members, not to churn profit for stockholders by charging high fees. Unlike big banks, credit unions are member-owned, not-for-profit financial cooperatives dedicated to improving members' lives.
At Langley, we focus on your financial success. You deserve the best for your money.
Learn more about our checking accounts.
Learn more about our credit cards.
Learn more about our mortgage loans.
Empowers you by placing control of your money at your fingertips.
Connect virtually with real people, in real time, for real service.
Becoming a member is easy. Set up your account the phone with one of our representatives.
With Online Banking, you can view your account balances, schedule transfers, view your FICO score, set up automatic bill pay and more. Online Banking can be accessed via phone, tablet, or computer day or night. Take Langley with you wherever you go!Learn More
Offer applies to members with a credit score of 600 or better depending on credit qualifications. Direct deposit, Online Banking, and eStatements required. Limit one LangleyPays Checking account per member.
The minimum to open is $10,000 and the minimum to earn dividends is an average daily balance of $10,000. Dividends compound and credit monthly. No monthly maintenance fee if average daily balance is $10,000 or more; $10 fee if less than $10,000. Offer available to qualifying members. Fees may reduce earnings on the account. Some restrictions apply
Signature Cash Back VISA credit card holders will receive 3% cash back on gas purchases, 2% cash back on in store grocery and wholesale club purchases and 1% cash back on all other purchases. Annual Percentage Rates (APR) for cards are variable and determined by credit history, subject to approval. The Langley Signature Cash Back credit is applied to your savings account and shown on your statement. Federally Insured by NCUA.
Annual Percentage Rate (APR) is variable and determined by credit history. The minimum required to open an account is the purchase of a share in the Credit Union ($5).
Platinum Quint Visa credit card holders will receive 1% cash back on EV charging stations, gas, groceries, wholesale club purchases, and drug store purchases. Annual Percentage Rates (APR) for cards are variable and determined by credit history, subject to approval. The Langley Platinum Quint Visa cash back is applied to your savings account and shown in Online Banking.
Rates based on creditworthiness, so your rate may differ. This (APR) Annual Percentage Rate applies to 2016-2021 year models. Term for % APR is up to 48 months. Rates and terms are subject to change at any time without notice. A $15,000.00 loan at 2.24% for 48 months would have monthly payments of $327.
To participate, members must have not previously owned a home. Upon completion of the program, eligible members may lock in today's interest rate for 90 days. A contract must be presented within 60 days and closed by day 90. The loan options are the 5/5 ARM and 30 Year Fixed. Maximum loan amount is $355,000. Gifts will only be allowed if applied to the down payment to reduce the loan amount. Cash back includes origination fee and appraisal fee not to exceed $1,000.