Monday - Friday 8:30 a.m. - 6:00 p.m.
Saturday 8:30 a.m. - 1:00 p.m.
If you receive a suspicious email, text message, or phone call (automated or otherwise) from someone using Langley's name, that you believe may be fraudulent, please contact Langley to report the incident and Langley will ensure that the correct precautions are taken to protect your account.
Suspicious emails can be forwarded directly to Langley using [email protected]. If it's possible for you to provide the email header info, please attach it to the forwarded message.
In the event that you believe account information may have been compromised a best practice is to immediately change your online banking password. Additionally, if you are unable to reach a Langley representative you call also call the number on the back of your credit or debit card for immediate assistance.
To report a lost or stolen debit, credit or ATM card, call 888-918-7812.
Phishing is an attempt to obtain sensitive personal information such as usernames, passwords, and credit card details for malicious reasons. It is typically carried out through email or instant messaging, and it usually directs users to enter personal information at a fake website whose look and feel are very similar to the legitimate one. Communications that claim to be from credit unions, banks, and online payment processors are often used to lure victims. Phishing emails often contain links to websites that are infected with viruses or malware.
If you receive a suspicious email, please forward it to us at [email protected]. If it's possible for you to provide the email header info, please attach it to the forwarded message. If you would like to discuss a phishing attempt with a Langley representative, please call 757-827-5328 or 800-826-7490. For additional contact information, please visit langleyfcu.org/contact.
Have you ever received an email that says "You've Just Won $3 Million!" Or some other amount? There's a very good chance this is a Sweepstakes scam. Remember – if you have to pay to get the prize, it's not a prize at all. In fact, it's illegal for legitimate sweepstakes to ask you to pay to enter or increase your chances of winning. They also can't ask you to pay taxes or shipping and handling fees. If you are asked to wire money – don't do it. It's like sending cash – once you've wired it, you can't get it back!
Vishing is a type of fraud that occurs over the telephone. Like Phishing, the caller will attempt to get your personal information to steal from you. The caller's ID may look like a legitimate business or agency – like the IRS or law enforcement – and they may attempt to intimidate you into provided sensitive personal information or credit card information.
There are a number of different check fraud scenarios. If someone offers to pay you with a check and then asks you to give them some cash back, they're likely giving you a counterfeit check. Checks can also be "washed" – the original ink is removed with a chemical process and the recipient name is changed. Remember – forgeries will usually be discovered. And when they are, you are responsible for any money that you have withdrawn using the check.
Elder abuse is any form of mistreatment that results in harm or loss to an older person. The most common form of elder abuse is financial exploitation, followed by physical abuse, neglect and emotional abuse. Financial abuse is the illegal or unauthorized use of a person's property, money, pension or other valuables, followed by the withholding of their money.
The goal of an inheritance scam is to get you to provide bank account or credit card details to the perpetrator. In this scam, you are informed of an inheritance from a distant relative, via email, letter, phone call or social media. Usually this information comes from a lawyer or a bank and they request a small administrative fee to begin the process. Their real goal is to capture your account information. Never send money, credit card info or account details to someone you don't know and trust.
At Langley, keeping your money safe and secure is our top priority. Developing strong user IDs and passwords for yourself is an essential step in your defense against cybercrime. Strengthen this defense by adding complexity to your user ID and password to minimize your chances of fraud. Below are helpful tips for you to use as a guide when creating your online banking credentials.
With Cyber Security top of mind, identity theft is a concern for many members. Identity theft has the potential to cause detrimental effects on the victims’ lives. Avoid loss of time or money by safeguarding your identity with Langley through our partners at ID360.
ID360 provides multi-layer protection for your personal information starting with 24/7 credit monitoring, an annual id check-up, and a full sweep of services to help you recover from different types of identity theft. ID360's goal is to provide expert tools to help prevent, detect, and recover from identity fraud.
Bonus! Langley has partnered with ID360 to provide discounted rates to our members. Protecting what matters to you is important to us.
The safety and security of your personal and business account information is our top priority.
Our privacy notices explain how we may collect, use and share information. You can control what we do with this information by setting your individual Langley FCU privacy choices.