We and our partners use cookies and other tracking technologies to improve your online experience, help prevent fraud, deliver targeted ads, and support other business purposes. By visiting our site, you're agreeing to our Privacy Policy.

On Saturday, May 23, select Langley branches will remain open until 3:00 PM to support members during this busy Memorial Day auto-buying weekend with extended Lending assistance, faster application support, and access to our Memorial Day auto loan promotional offer.

Details...

Extended Hours:
Peninsula: Coliseum & Denbigh
Southside: VB Town Center & Greenbrier

Score a $500 Certificate Bonus

Memorial Day Auto Sale1

Receive a $500 bonus in an 11-Month Certificate when you complete your vehicle purchase with a Langley auto loan and have a MyDesign Checking account. Apply and get pre-approved for a Langley direct auto loan between May 18 and June 1st.

Apply Now

Great Rates and Terms

Get a flexible rate and term to make your vehicle loan work for YOU.

No Payments For 60 Days

Secure your savings today and experience the luxury of no payments for 60 days. Drive now, pay later!

Fast-Track Your Auto Loan

Swing by a branch to collect your pre-approved check—no waiting, no hassle.

Apply Today

Fund Your Auto Purchase

Whether you're eyeing a brand-new model or a quality pre-owned vehicle, we have flexible loan options designed to fit your budget and get you on the road faster. Select the option that best fits your needs below.

New Auto Loans

Drive Home in Something New

Finance your new vehicle with confidence. Our competitive rates and flexible terms make it easy to get behind the wheel of the car you've been wanting.

Full financing available on model years 2024 and newer with rates as low as 5.24% APR and terms up to 84 months.

Apply

Used Auto Loans

Smart Savings on Your Next Ride

Get the value you deserve with our used car loan options, offering affordable rates and dependable financing to help you find the right fit for your budget

Fund up to the full cost of an older, higher mileage vehicle with rates as low as 5.24% APR and terms up to 84 months.

Apply
Auto financing rate and loan amount subject to approval based on credit and financial history. Looking for a better rate on an existing auto loan? Consider refinancing your auto loan.

Calculate Your Auto Payments

$
12 Months
Your estimated auto payment at 0 APR over 1 months: $0
Purchase Price $0
Term Length (Months) 52
Rate (APR) % 0.00%
Monthly Rebate - $0
Apply Today

Loan Terms and Rates

Vehicle Loans
New Car Loans
Term (Months) APR (As Low As)
12-36 5.24%
37-60 5.24%
61-66 5.24%
67-75 5.24%
76-84 6.24%
Used Car Loans (2024 and Older)
Term (Months) APR (As Low As)
12-36 5.24%
37-60 5.24%
61-66 5.24%
67-75 5.24%
76-84 6.24%
Refinance Promotion
Term (Months) APR (As Low As)
12-36 4.99%
37-60 4.99%
61-66 4.99%
67-75 4.99%
Apply Today
Auto Loan Guide

Download Your Free Auto Loan Purchase Guide

Ready to start your car buying journey but not sure where to begin? Download our guide and let us help you on this adventure!

Download

FAQs

Can I purchase a vehicle, model year 2021 or older?
Yes, our rates apply to all model years. Visit our rates page for more information.
Can I finance a vehicle I buy from an individual?
Yes, we will need to coordinate with the seller on any pay-off or title transfer.
How does being pre-approved before shopping for a used vehicle benefit me?
You have the comfort of knowing your interest rate and what you can afford.
Can I shop for a used vehicle at a non-participating dealer?
Yes, we will want to make sure the title is available.
I found a car in another state, can I still finance it with Langley?
Certainly, we will need a buyers order and the value of the car you're looking to purchase. In most cases, we can talk with the dealer and handle most of the transaction for you.
1

For a limited time, members who finance a vehicle with a Langley direct auto loan and hold an active MyDesign Checking account at the time of funding may qualify to receive a $500 bonus as the initial deposit to a promotional 11-Month Auto Certificate. Applications accepted May 18 through June 1, 2026; loans must fund by June 12, 2026. Valid e-mail address and phone number required for eligibility. The 11-Month Auto Certificate earns 3.90% APY as of May 18, 2026. A $500 minimum opening deposit is required; up to $250,000 in new money may be deposited. The initial $500.00 promotional deposit credited by the Credit Union at certificate opening is on a hold through the maturity date and is not available for withdrawal prior to maturity. Early closure will result in forfeiture of the promotional deposit. Membership eligibility required. Subject to credit approval. Federally insured by NCUA. Terms, conditions, and restrictions apply. Offer subject to change or cancellation at any time.

2

Rates shown are based on credit score of 780 or better and based on creditworthiness, so your rate may differ. Term for 5.24% APR is up to 36 months. Rates and terms are subject to change at any time without notice. A $25,000 loan at 5.24% for 36 months would have monthly payments of $752.

*

APR (Annual Percentage Rate) is the annual cost of credit expressed as percentage of amount financed, including interest.