Open A Certificate
Fixed Rate Certificates
Term |
APY [1] |
3 Month |
0.75% [3]
|
6 Month |
1.50% [3]
|
12 Month |
4.25% [2]
|
13 Month |
5.30% [2][4]
|
18 Month |
4.50% [2]
|
24 Month |
4.50% [2]
|
30 Month |
4.50% [2]
|
36 Month |
4.25% [2]
|
48 Month |
4.25% [2]
|
60 Month |
4.25% [2]
|
Rates include an Active Rewards rate enhancement of 0.10%.
[1] Annual Percentage Yield (APY). Dividends compound monthly. Penalty for early withdrawal. Some restrictions apply. Rate subject to change.
[2] Minimum to open is $500.
[3] Minimum to open is $100.
[4] Annual Percentage Yield of 5.30% for a 13-Month Certificate. The minimum balance to open the certificate is $500. No maximum deposit. Includes IRA Certificates. The minimum to open the IRA certificate is $500. No maximum deposit. Not eligible for Active Rewards rate enhancement and cannot be combined with any other promotional offer. Dividends compound monthly. Penalty for early withdrawal. Limited time offer. New money is defined as funds not currently on deposit with Langley Federal Credit Union. If all your money is already at Langley, rest assured, you are still eligible for this promotion if you have direct deposit of your net pay to a Langley checking account. Direct deposit of net pay is defined as member’s current net pay deposited into a Langley checking account. Direct deposit must be set up prior to certificate account opening. Some restrictions apply. Fees may reduce earnings on the account. Rate subject to change. Insured by NCUA.
Platinum Money Market Savings |
Minimum to Earn APY[1] |
APY[2] |
$1,000,000 |
4.25% |
$500,000 |
4.00% |
$250,000 |
2.50% |
$100,000 |
2.00% |
$25,000 |
1.50% |
Traditional Money Market Savings |
Minimum to Earn APY[3] |
APY[4] |
$100,000 and Above | 1.50% |
$50,000 - $99,999 | 1.25% |
$25,000 - $49,999 | 1.00% |
$10,000 - $24,999 | 0.75% |
$2,500 - $9,999 | 0.60% |
$100 - $2,499 | 0.05% |
[1] One free withdrawal or transfer per calendar month. Only one account per member. A fee of $25 applies for each additional withdrawal or transfer within a calendar month.
[2] Annual Percentage Yield. Dividends are calculated by the average daily balance. Earn 1.50% APY on average daily balances above $25,000.00, 2.00% APY on average daily balances above $100,000.00, 2.50% APY on average daily balances above $250,000.00, 4.00% APY on average daily balances above $500,000.00., and 4.25% APY on average daily balances above $1,000,000.00. No dividend will be earned in any dividend period if the average daily balance is below $25,000.00. Dividends compound monthly. Rates subject to change. Insured by NCUA.
[3] Minimum to open a Money Market Savings account is $100.
[4] Annual Percentage Yield. Dividends are calculated by the average daily balance. Earn 0.05% APY on average daily balances above $100.00, 0.60% APY on average daily balances above $2,500.00, 0.75% APY on average daily balances above $10,000.00, 1.00% APY on average daily balances above $25,000.00, 1.25% APY on average daily balances above $50,000.00, and 1.50% APY on average daily balances above $100,000.00. No dividend will be earned in any dividend period if the average daily balance is below $100.00. Dividends compound monthly. Rates subject to change.
Langley Saves Rates
Minimum to Earn APY |
APY[1] |
Up to $1,000 |
4.25% |
From $1,000 to $2,500 |
1.00% |
Greater than $2,500 |
0.05% |
Example:
You'll earn 4.25% on the first $1,000, and 1.00% on balances from $1,000-$2500.
|
Savings Rates[2]
Minimum to Earn APY |
APY[1] |
$100 |
0.05% |
[1] Annual Percentage Yield (APY) is the prospective yield that the credit union anticipates paying for the applicable period. Dividends of less than $.01 are affected by rounding.
[2] Minimum to open a Savings account is the purchase of a share ($5).
Platinum Checking
Minimum to Earn APY |
APY* |
$10,000 |
1.00% |
*APY (Annual Percentage Yield) is a variable rate and may change after the account is opened;
dividends compound monthly; fees may reduce earnings on your account.
Certificate IRA Rates
Traditional or Roth IRA [2]
Term |
APY [1] |
12 Month |
4.25% [2] |
13 Month |
5.30% [2][4] |
18 Month |
4.50% [2] |
24 Month |
4.50% [2] |
30 Month |
4.50% [2] |
36 Month |
4.25% [2] |
48 Month |
4.25% [2] |
60 Month |
4.25% [2] |
Money Market IRA Rates
Traditional or Roth IRA
Traditional or Roth IRA |
Minimum to Earn APY[3] |
APY[3] |
$250,000 |
0.50% |
$100,000 |
0.50% |
$100 |
0.50% |
[1] Annual Percentage Yield (APY). This APY is subject to change weekly, and is fixed for the term of the certificate.
[2] Traditional or Roth IRA: Minumum to open $500. A penalty may be imposed for early withdrawal from certificates.
[3] Money Market IRA: Minimum to open $100. The APY is subject to change monthly.
[4] Annual Percentage Yield of 5.30% for a 13-Month Certificate. The minimum balance to open the certificate is $500. No maximum deposit. Includes IRA Certificates. The minimum to open the IRA certificate is $500. No maximum deposit. Not eligible for Active Rewards rate enhancement and cannot be combined with any other promotional offer. Dividends compound monthly. Penalty for early withdrawal. Limited time offer. New money is defined as funds not currently on deposit with Langley Federal Credit Union. If all your money is already at Langley, rest assured, you are still eligible for this promotion if you have direct deposit of your net pay to a Langley checking account. Direct deposit of net pay is defined as member’s current net pay deposited into a Langley checking account. Direct deposit must be set up prior to certificate account opening. Some restrictions apply. Fees may reduce earnings on the account. Rate subject to change. Insured by NCUA.