Smart Checking Plus

The ability to earn dividends.


Just like our Smart Checking account, Smart Checking Plus is a free checking account with early paycheck deposit… plus you can earn dividends (0.05% APY* as of June 14, 2017) when you maintain an average daily balance of $2,500.00 or more.

That’s right, Langley Smart Checking Plus accounts include free Debit Card(link), free Mobile Banking, free online bill pay and free eStatements. With Langley’s Smart Checking Plus there is NO Minimum Balance and NO Monthly Service Charge.


Get a Smart Checking Plus Account Now


Early Payday Deposit

Members who have a Langley checking account and Direct Deposit may see their paycheck deposited as much as 1-2 days earlier than other financial institutions!

*An average daily balance of $2,500 must be maintained for the dividend period to earn the stated APY.