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Langley's Flexible Payment Option
With Flex Now, you can access flexible funds for what matters most and repay over time with options that fit your budget — up to $2,500.
1
Log into digital banking and find Flex Now.
2
Choose the amount you want to borrow (up to $2,500).
3
Choose the repayment option that works for you.
4
Receive funds in your account (may take up to 24 hours).
That's It! Spend your funds your way.
FAQs
Where can I find Flex Now?
Flex Now is available in your Langley digital banking experience. Log in and navigate to Flex Now under Pay & Transfer to view your offer.
Do I need to apply?
No application is required. If you're eligible, your offer will be available to view directly in digital banking.
How do I qualify?
Eligibility is based on your account activity and relationship with Langley, not a traditional credit application. Eligibility may change daily.
Is there a credit check?
No. Flex Now does not require a credit check to view or accept your offer.
How much can I borrow?
Eligible members can choose an amount up to $2,500, based on their available offer.
What is the interest rate?
Flex Now plans have a fixed APR of 18%, so your payments are predictable and clearly outlined before you accept your plan.
How quickly will I receive my funds?
Funds are available within 24 hours, often within moments after you accept your plan.
When is my first payment due?
Your first payment is due one month after your plan is created, with fixed monthly payments going forward.
Can I choose my repayment plan?
Yes. You'll be able to select a repayment option that fits your budget before accepting your plan.
Can I change my plan later?
No. Once your plan is accepted, the terms cannot be changed, so be sure to review your options carefully before confirming.
Can I pay it off early?
Yes. You can pay off your plan early at any time with no penalty.
Will this impact my credit?
No credit check is required for eligibility. However, your loan activity may be reported, and missed payments could impact your credit.