A dorm room, dimly lit. Textbooks scattered across the floor. An empty wallet, echoing with the ghost of “just one more late-night delivery.” Summer may be over, but your spending habits? They’re still haunting you.

Welcome to your financial horror movie. Don’t worry, Langley Federal Credit Union is your final girl. Let’s take a terrifying look at some of the scary habits college students fall into…and how to survive them without running up the metaphorical stairs.

The Phantom of the Swipe-ra

That sweet $7 iced coffee. That “it was on sale” hoodie. The $45 Uber Eats delivery (because you deserved it, obviously). You look at your bank account and suddenly…BOO! Where did it all go? Swiping your card without tracking purchases is like wandering into the woods at night with no flashlight.

Curse of the Credit Card

The horror: a shiny new credit card arrives. You tell yourself it’s for “emergencies only.” Next thing you know, it's being used for spring break trips, textbooks you never read, and yes, more sushi. Credit cards can build your credit or bury you in debt, so make sure to swipe with care.

Subscription Zombies

Imagine thinking you cancelled that 7-day free trial, but it’s been charging you all along. Terrifying. That’s money you’ll never see again. Langley’s partnership with BALANCE helps you spot the sneaky charges that lurk in the shadows.

Financial Path to Survival

We get it. College is full of twists, turns, and petrifying tuition bills. But you don’t have to be the victim of your finances. With Langley by your side, you can Build Credit, Save Smarter, and make room in your budget for that horror movie marathon.

Don't Be in the Sequel

Survived this summer’s spending spree? Great. But don’t let bad habits linger into fall semester. Start building good habits now and let us be your plot armor.

Open a Langley Account Online and take your first step into the light.

Because trust us…

We know what you spent last summer.