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Summer's On Us

No RV and Boat Loan Payments Until Fall2

Celebrating 90 years of serving our members, enjoy no RV and boat loan payments until fall when you purchase a vehicle with Langley auto financing 6/17/2026-7/18/2026. Enjoy no payments for 90 days, free GAP coverage.

No down payments required!

RV and Boat Loans

Langley's great low rates can help you have more fun in the sun!


Whether you’re looking for a recreational vehicle to travel the open road or you're buying your first fishing boat, don't shop until you talk with our financing experts. We can help you determine the best options for your budget so you can shop with confidence! Getting pre-approved for a recreational vehicle or boat loan can save you time as you shop too.


Frequently Asked Questions About RV and Boat Loans from Langley

Do I need to make a down payment for an RV or Boat Loan?

In most cases we want to see the member take an active role in the purchase. It could be as little as 10% to 15% down depending the amount you're wanting to finance.

I found a boat out of state, can I still finance it with Langley?

Yes, if you have found a boat out of state, you can finance it with Langley.

Can I finance a used RV or boat with Langley?

Yes, you can finance a used RV or boat with Langley.

Is a Marine Survey required to get a boat loan?

It depends on the boat that you want to finance.

Are there any closing costs associated with the boat loan?

It depends on the boat that you want to finance. If you have any questions, please reach out to the Member Experience Center at 757-827-5328.

1

Rates based on creditworthiness, so your rate may differ. Rates and terms are subject to change at any time without notice. This (APR) Annual Percentage Rate applies to 2016-2026 year boat models or 2021-2026 year RV models. Fixed rate boat and RV loan term for 8.84% APR is up to 120 months. A $15,000 loan at 8.84% for 120 months would have monthly payments of $189.

2

90-day payment deferral available on eligible auto, boat, and RV loans funded between June 17, 2026, and July 18, 2026; the final day to fund and qualify is Saturday, July 18, 2026. Interest accrues during the 90-day payment deferral period. Free GAP coverage available on eligible loans. Boat and RV purchases require a minimum 10% down payment. Example: A $25,000 auto loan at 5.49% APR (effective May 20, 2026, subject to change) for 60 months with $0 down requires 60 monthly payments of approximately $477. APR, down payment, and repayment terms may vary based on creditworthiness, loan term, collateral, and amount financed. Offer subject to change, extension, or termination without notice. Subject to credit approval, membership eligibility, and other lending requirements. Additional restrictions may apply.