We and our partners use cookies and other tracking technologies to improve your online experience, help prevent fraud, deliver targeted ads, and support other business purposes. By visiting our site, you're agreeing to our Privacy Policy.
Find the Perfect Card For You
Compare top cards side by side and choose the rewards, rates, and perks that match your lifestyle
Ready to Get Started?
FAQs
Learn how to transfer your balances.
Signature Cash Back Visa: Fixed 18.00% APR.
Platinum Quint Visa: Fixed 18.00% APR.
Platinum Essential Visa: Fixed 18.00% APR.
Platinum Select Visa: Variable 10.50% - 18.00% APR. (based on credit eligibility)
Platinum Business Visa: Variable 13.75% - 18.00% APR. (based on credit eligibility)
Variable Rate credit cards will charge you interest on your balance at a rate that can fluctuate with market trends. The rate on your variable credit card can change at any time. The APRs offered on variable rate credit cards range from low to high, but benefit the cardholder by adding the potential to receive a much lower rate than a fixed rate card, based on your credit eligibility.
Excellent: 800-850
Very Good: 740-799
Good: 670–739
Fair: 580–669
Poor: less than 580
To qualify for the $200 reward, new accounts only. Members must make $3,000 in net qualifying purchases within 90 days of account opening. Net qualifying purchases exclude returns, refunds, balance transfers, cash advances, and fees. Account must be open and in good standing at the time of bonus fulfillment. Limit one bonus per member. Once the purchase requirement is met, the bonus will be deposited into the member’s primary savings account. Bonus categories are determined by merchant category codes assigned by Visa. Membership required ($5 savings deposit). Subject to credit approval. Offer subject to change. Federally insured by the NCUA.
For Langley Signature Cash Back Visa credit card holders only. Activate by selecting your 5% category (one per month from available options) to earn 5% bonus cash back on transactions made in your selected category, with a maximum of $100 in bonus rewards per month. Selection must be completed by 5:00 PM Eastern Time on the last day of the month. Bonus cash back will be deposited to your savings account on or before the 7th of the following month and will post separately from standard Signature Cash Back Visa rewards. Certain purchases, including some third party payment transactions, may not be eligible. Reward categories are determined by merchant category code (MCC) which Langley does not assign or control; purchases that appear to qualify may not earn bonus cash back if the merchant's MCC is not included in the category. Returns, credits, and adjustments may reduce earned rewards. Program terms are subject to change without notice.
Signature Cash Back Visa credit card holders will receive 3% cash back on gas purchases, 2% cash back on in store grocery and wholesale club purchases and 1% cash back on all other purchases. Annual Percentage Rate (APR) for Signature Cash Back VISA is fixed, subject to approval. The Langley Signature Cash Back credit is applied to your savings account and shown on your statement. Federally Insured by NCUA.
To qualify for the $100 reward, new accounts only. Members must make $1,500 in net qualifying purchases within 90 days of account opening. Net qualifying purchases exclude returns, refunds, balance transfers, cash advances, and fees. Account must be open and in good standing at the time of bonus fulfillment. Limit one bonus per member. Once the purchase requirement is met, the bonus will be deposited into the member’s primary savings account. Bonus categories are determined by merchant category codes assigned by Visa. Membership required ($5 savings deposit). Subject to credit approval. Offer subject to change. Federally insured by the NCUA.
Platinum Quint Visa credit card holders will receive 1% cash back on EV charging stations, gas, groceries, wholesale club purchases, and drug store purchases. Annual Percentage Rates (APR) for cards are variable and determined by credit history, subject to approval. The Langley Platinum Quint Visa cash back is applied to your savings account and shown in Online Banking.
Annual Percentage Rate (APR) is variable and determined by credit history. $5 deposit to Langley savings account required for membership.