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Signature Cash Back Visa: Fixed 18.00% APR.
Platinum Quint Visa: Fixed 18.00% APR.
Platinum Essential Visa: Fixed 18.00% APR.
Platinum Select Visa: Variable 10.50% - 18.00% APR. (based on credit eligibility)
Platinum Business Visa: Variable 13.75% - 18.00% APR. (based on credit eligibility)
Variable Rate credit cards will charge you interest on your balance at a rate that can fluctuate with market trends. The rate on your variable credit card can change at any time. The APRs offered on variable rate credit cards range from low to high, but benefit the cardholder by adding the potential to receive a much lower rate than a fixed rate card, based on your credit eligibility.
Excellent: 800-850
Very Good: 740-799
Good: 670–739
Fair: 580–669
Poor: less than 580
To qualify for the $200 reward, new accounts only. Members must make $3,000 in net qualifying purchases within 90 days of account opening. Net qualifying purchases exclude returns, refunds, balance transfers, cash advances, and fees. Account must be open and in good standing at the time of bonus fulfillment. Limit one bonus per member. Once the purchase requirement is met, the bonus will be deposited into the member’s primary savings account. Bonus categories are determined by merchant category codes assigned by Visa. Membership required ($5 savings deposit). Subject to credit approval. Offer subject to change. Federally insured by the NCUA.
For Langley Signature Cash Back Visa credit card holders only. 5% cashback rewards must be activated to earn cash back. 5% cash back eligible on gas & ev, home depot & lowes, or sporting goods based on cardholder's choice, posted 3/01/26 through 3/31/26, up to $100 in earnings. Cardholders must activate or change their 5% category by 11:59:00 PM EST on 3/31/26 to be eligible for cash back. 5% cashback rewards are added to your savings account and will be posted separately from your standard Signature Cash Back Visa rewards. Purchases made through third-party payment accounts, virtual wallets or similar technology will not be eligible if transaction details aren't available. Merchants are assigned a merchant category code (MCC) that Langley doesn't assign. Items may appear to fit in a rewards category but, the merchant may not have an assigned MCC in that rewards category. Offer valid 3/01/26 through 3/31/26.
Signature Cash Back Visa credit card holders will receive 3% cash back on gas purchases, 2% cash back on in store grocery and wholesale club purchases and 1% cash back on all other purchases. Annual Percentage Rate (APR) for Signature Cash Back VISA is fixed, subject to approval. The Langley Signature Cash Back credit is applied to your savings account and shown on your statement. Federally Insured by NCUA.
To qualify for the $100 reward, new accounts only. Members must make $1,500 in net qualifying purchases within 90 days of account opening. Net qualifying purchases exclude returns, refunds, balance transfers, cash advances, and fees. Account must be open and in good standing at the time of bonus fulfillment. Limit one bonus per member. Once the purchase requirement is met, the bonus will be deposited into the member’s primary savings account. Bonus categories are determined by merchant category codes assigned by Visa. Membership required ($5 savings deposit). Subject to credit approval. Offer subject to change. Federally insured by the NCUA.
Platinum Quint Visa credit card holders will receive 1% cash back on EV charging stations, gas, groceries, wholesale club purchases, and drug store purchases. Annual Percentage Rates (APR) for cards are variable and determined by credit history, subject to approval. The Langley Platinum Quint Visa cash back is applied to your savings account and shown in Online Banking.
Annual Percentage Rate (APR) is variable and determined by credit history. $5 deposit to Langley savings account required for membership.